Go Green is an innovative Free Checking account that rewards you for using electronic services at Harbor Credit Union®. You can earn 1.50% APY* on your account balance each monthly qualification cycle that you meet the simple qualifications. It also offers no minimum balance to earn rewards and no monthly fees. We will even refund ATM fees* you paid to any bank or ATM nationwide up to $15 per qualification cycle. So go ahead and use any ATM you wish — we've got you covered.
FREE CHECKING - no strings attached: If you don't qualify one month, no problem. The account is still free with No Minimum Balance and No Monthly Fee, and you still earn 0.01% APY* on your balance but ATM fees won't be refunded. No worries...you start fresh the next monthly qualification cycle.
Questions? Call (920) 431-6688 or Ask A Question
- 1.50% APY* on balances up to $10,000
- 1.50% to 0.25% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- ATM fee REFUNDS Nationwide (up to $15 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free Visa® Check Card
- Free Online Banking with free Bill Pay
- Free eStatements
- Free 24-Hour Phone Banking
- Free check images
- Overdraft protection available
- Direct Deposit available
- NCUA insured
- Over 4,900 Surcharge Free ATMs Nationwide with Alliance One
- $50 minimum deposit to open
Earning your Go Green rewards is easy! To earn your rewards, simply do the following activities and transactions in your Go Green Checking account each monthly qualification cycle:
- Have at least 12 check card purchases post and settle
- Have at least 1 direct deposit, automatic payment (ACH), or online bill pay transaction post and settle
- Be enrolled and receive eStatement notice
That's it! See? No big deal. And if for any reason you don't meet the qualifications, your Go Green Checking is still free — and you can get right back to earning rewards the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 12/01/2014. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.25% APY on portion of balance over $10,000, resulting in 1.50% to 0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.
- Added Muscle
Another super cool, refreshing feature to protect your checking account from overdrafts: Target Source.
Target Source is a FREE service from HarborCU and it is easy to set up. Basically you can identify your other credit union accounts to draw from in the event your checking account goes negative. These target sources can be other savings accounts or even a HarborCU Kwik Cash Line of Credit. Should your checking account go negative, funds are automatically pulled from your Target Sources in the order you select. How cool is that?
Does the mega bank down the block let you do that? For free? Didn't think so. Another great reason to choose Harbor. Any questions?