Cash in on free checking that pays.
Few things are better than free; one exception is free Kasasa Cash® checking with cash rewards. This account starts at free and only gets better. Benefit from high dividends and refunds on ATM withdrawal fees, nationwide*! It's your money. Keep it that way — and make even more of it — with free, high-dividend Kasasa Cash.
Your Kasasa Cash Account From Harbor
- Free checking that pays high dividends
- 1.50% Annual Percentage Yield (APY) on balances up to $5,000
- 1.50% to 0.25% APY on balances over $5,000, depending on balance in account*
- 0.01% APY if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $4.99 per single transaction)*
- No minimum balance to earn rewards
- Never pay a monthly service fee
- Free online banking & bill pay
- Free eStatements
- Free Visa® debit card
- Free 24/7 telephone banking
- Unlimited check writing
- $50 minimum deposit to open
It’s easy to earn your rewards!
It's so easy to qualify — you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
That's it. If you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus you can get back to earning your full rewards the very next Monthly Qualification Cycle!
Harbor Credit Union® is a member focused financial cooperative committed to building our members' financial well-being and becoming their primary financial institution.
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* Kasasa Cash® Disclosure
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards or credit not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $5,000 receive APY of 1.50%; and balances over $5,000 earn 0.25% interest rate on the portion of balance over $5,000, resulting in a range from 1.50% to 0.25% APY depending on the account’s balance and (2) you will receive reimbursements up to $15 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of June Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. After six months of not qualifying, this account will be converted to an InControl checking account.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking, monthly receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 primary account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.