Imagine getting through life without ever having to dig for change or write a check. It doesn’t have to be a dream. Use your free Harbor Credit Union Visa® debit card for all of your purchases — whether you are home or abroad. And this very same card is used to make ATM withdrawals and qualify for Kasasa® checking rewards.

Your Harbor Debit Card
  • Use money from your checking account without having to write a check
  • Welcome at places that won't accept checks
  • Faster and easier than writing checks
  • Access to cash throughout the U.S. and around the world
  • Joint account holders may each receive a card (no need to share one checkbook)
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATM terminals
  • Get cash back at participating merchants when using PIN debit
  • Save on the cost of ordering checks
  • Avoid carrying large amounts of money
  • Authorization process limits your risk for lost or stolen cards
  • Better way to track your purchases
  • Receive receipts for every transaction
  • Each transaction appears on your monthly statement

Harbor Credit Union® is a member focused financial cooperative committed to building our members' financial well-being and becoming their primary financial institution.

eNFACT Notifications

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity. which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent ATM or debit card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

  • Our automated call will ask you to verify recent transaction activity on your card.
  • You'll be able to respond via your touchtone keypad.
  • You'll also be provided a toll-free number to call should you have additional questions.

Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.

Verified by Visa®

Verified by Visa is a global solution designed to make online purchases more secure by helping ensure payments are made by the rightful owner of the Visa account.

Learn more about Verified by Visa.

Money iQ Videos & Tips
MoneyiQ: Protect Your Money When You Travel MoneyiQ: What is Skimming? MoneyiQ: Tips on Raising Credit Score MoneyiQ: Harbor Credit Union's Financial Wellness Center

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