Home Mortgage Loans

Whether you're buying, building, or refinancing, we offer competitive rates and repayment terms that are customized to your unique situation.

Construction Loans

Count on Harbor Credit Union to help you build affordably. Our loan includes two phases: interest-only payments, then permanent financing upon completion.

Non-Owner Occupied Loans

If you are in the market for rental investment property, Harbor Credit Union has the affordable financing that will help you generate future income.

Vacation Home Loans

Whether it’s a second home in the woods or on a beach, Harbor Credit Union is there to help you secure the financing that will work with your budget.

Lot Loans

We can help you secure the affordable financing you need for the purchase of a residential lot, even if you’re not ready to build your new home today.

Home Equity Loans

Tap into the existing equity in your home to finance a wide range of personal needs. We offer affordable loans that will help you meet any major need.

Home Equity Line of Credit (HELOC)

Get a competitive rate on a revolving line of credit for just about any ongoing need — credit replenishes as you pay it down.