The search is over — you’ve found some land and now it's time to build your dream home. Now what? Good news: we’re here for you! With a Harbor Credit Union home construction loan*, you can finance the construction with a short-term loan that only requires interest payments. Then, everything gets rolled into one easy payment. It’s easy to live the dream — start building today.

Why Choose Harbor For Your Construction Loan?
  • Short-term loan option for your building needs
  • Initial 6-month line of credit
  • Smooth transition to permanent financing
  • Competitive rates
  • Interest-only payments required
  • Single or two-family homes
  • Approval based on building plans and specifications
  • Local decision making and processing right here in Green Bay
  • Attentive, friendly service from start to finish

Harbor Credit Union® is a member focused financial cooperative committed to building our members' financial well-being and becoming their primary financial institution.

View our NMLS information.

Save time with eSign!

Speed up the mortgage process and save some paper at the same time.   Simply log into our secure site, review your documents, disclosures, and eSign.

Bottom Line:  You save time, paper, and shorten your visit to the credit union to close your mortgage. Ask your financial officer for details regarding eSigning mortgage documents from Harbor.  All loans are subject to credit approval.

What Happens After The Project Is Complete?

As the home is being completed, the line of credit is accessed by a title company to pay the contractor that is building the home. The value of the new construction is calculated from the cost to build plus land value or the appraised value, whichever is less. Interest only payments are required during the term of the loan.

The line of credit is good for 6 months. After this period, the loan must be rewritten into permanent financing and set up with payments which are due monthly.

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Go from blueprint to walk-in ready.

*This loan is approved based on building plans and specifications.