A home is one of the largest purchases you'll likely ever make. Luckily, your neighbors at Harbor Credit Union offer the tools and guidance to make the process go off without a hitch. Whether you're buying, building, or refinancing, we offer competitive rates and repayment terms that are customized to your unique situation. Best yet, we handle all decision making here in Green Bay, opening the door to a streamlined process — and to your new residence!

Why Choose Harbor For Your Home Loan?
  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Flexible Financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • MoneyiQ: Popular Mortgage Types
  • Budget-friendly repayment terms, unique to your situation
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Helpful loan advisors with working knowledge of the Green Bay real estate market
  • Customized, friendly service from start to finish

Harbor Credit Union® is a member focused financial cooperative committed to building our members' financial well-being and becoming their primary financial institution.

View our NMLS information.

Save time with eSign!

Speed up the mortgage process and save some paper at the same time.   Simply log into our secure site, review your documents, disclosures, and eSign.

Bottom Line:  You save time, paper, and shorten your visit to the credit union to close your mortgage. Ask your financial officer for details regarding eSigning mortgage documents from Harbor.  All loans are subject to credit approval.

Adjustable Rate Mortgage (ARMs)

Harbor offers 3/1 ARMS and 5/1 ARMS -- meaning your rate will be fixed for either 3 years or 5 years depending on your preference and then subject to change annually. Your rate can go down or up after the initial term. Typically amortized for 30 years.

ARMs are a good choice if you plan to sell within 3 to 5 years, you want to build equity quickly, or if you expect your income to increase. These loans are subject to periodic caps and can be an affordable way for you to purchase a home.

3 Year ARM and 5 Year ARMs
•2% annual cap (Up or Down)
•6% lifetime cap
•Low rates
•Low closing costs
•Build equity quicker
•Principle & interest payment made in real time
•Local loan decision making
•Tax escrow not required

View our NMLS information.

Fixed Rate Mortgage

With this Home Loan Option, you know exactly what you're going to get. The rate never changes and the payments remain the same for the life of the loan.

The constant interest rates and monthly payments make the traditional fixed-rate mortgage attractive. The most common loan periods are 15 or 30 years and the rate is typically higher than that of an adjustable rate mortgage; however you have the security of knowing that your loan payments will never change.

View our NMLS information.

Money iQ Videos & Tips
MoneyiQ: Home Loan Disclosure MoneyiQ: Home Closing Costs MoneyiQ: Quality Mortgage MoneyiQ: Harbor Credit Union's Financial Wellness Center

The financing that's right for you.