Your security is of the utmost importance at Harbor Credit Union. We take substantive measures to protect your identity and make sure your banking is as safe and secure as possible.

One of the best ways to stop online criminals is to stay informed. Below are some practical tips to help you protect yourself against identity theft.

Protecting Yourself Online
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Your Credit

Monitor Your Credit

FREE CREDIT REPORT: To obtain your free credit files, go to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

ID Theft Prevention
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Common Scams
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Protect Your Plastic

To protect your accounts as well as your credit, the Harbor Credit Union® Cards comes with additional features to make sure your private information stays yours.

Credit card: Verified by Visa

Debit card: Your Harbor CU Visa Check Card is protected by eNFACT Notifications. To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity.

More About eNFACT Notifications 

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity, which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent ATM or debit card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

  • Our automated call will ask you to verify recent transaction activity on your card
  • You'll be able to respond via your touch tone keypad
  • You'll also be provided a toll-free number to call should you have additional questions

Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.

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Money iQ is Harbor's online financial wellness center provides you with fresh video content on important topics to help you build your financial well-being.